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Lost A House In An Auction Recently?
The Government Owes Surplus Funds After Foreclosure Or Tax Sale
We Know Where It Is And How To Return It To You
What Are Surplus Funds?
When your lender or county sells your property at a foreclosure or a tax deed sale for more than you owe, an average, or an excess fund is created. This mortgage/tax foreclosure overage is a sum of money this is rightfully owed to the property owner at the time of the sale, which is YOU.
So if you lost a property in an auction, there could be funds owed to you and there would be a court process which you would have to follow to recover.
That's where we come in, we help you recover the funds at NO UPFRONT COST, saving you both time as well as money which you would normally have to pay an attorney to file UPFRONT.
Experience & Expertise
With over 20 years of experience in the industry, our team possesses the knowledge and expertise to navigate the complex world of unclaimed funds effectively. We understand the intricacies of governmental process and requirements, increasing the likelihood of a successful claim
Maximum Results, Minimum Effort
Claiming funds can be a daunting and time-consuming task. By partnering with us, you save valuable time and energy. We handle all the legwork, allowing you to focus on other important aspects of your life or business
Trust and Integrity
We take pride in our commitment to honesty, integrity, and professionalism. Our dedication to upholding the highest ethical standards ensures your interest are always protected.
How It Works?
Zero Risk, No Upfront Costs. You've Already Lost Enough.
1. Initial Consultation & Discovery
We begin with a personalized consultation designed to gain a thorough understanding of your unique situation and identify all potential opportunities.
2. Comprehensive Funds Analysis
Our experts use advanced analytics to thoroughly assess your case and identify all potential recovery opportunities.
3. Customized Strategy Development
We create a customized recovery strategy grounded in cutting-edge techniques and proven industry experience..
4. Expert Documentation & Filing
Our specialist handle all necessary documentation with accuracy and efficiency, ensuring compliance through advanced tools to facilitate expedient funds payout.
5. Proactive Case Monitoring & Support
We continuously monitor your case, providing timely updates and making strategic adjustments to stay on track.
6. Swift Funds Recovery & Follow-Up
The final phase ensures rapid recovery of your funds with continued support to protect your future interest.
Over 20 Years Of Experience In Funds Recovery
With over 20 years of experience handling funds recovery, Surplus Funds Processing has the expertise you can trust. Contact us today to learn how we can help you with your surplus funds claim.
Testimonials
Michael McBride, VA
“Michael recovered $54,674 for my late father’s estate, and the entire process was smooth and stress-free. Their attorney handled all the paperwork and court matters—we didn’t have to attend a single hearing or pay any extra fees. Communication was consistent, the onboarding process was seamless, and I even spoke directly with the attorney beforehand to verify everything. In the end, all I had to do was sign the paperwork and receive my check. Truly professional and hassle-free.”
Carol James, MI
“We had no idea money was owed to us and were honestly skeptical at first—I even worried it might be a scam. But after everything was clearly explained, we decided to move forward, and we’re so glad we did. Michael’s team made the surplus funds claim process incredibly easy, and their knowledge and professionalism gave us confidence from the start. In less than two months, they recovered $22,4614 for our family. The outcome exceeded our expectations, and we’re truly grateful. I highly recommend their services to anyone needing help recovering surplus funds.”
Peter & Pam Kofeld, NJ
“Mel & the Surplus Funds Processing team truly exceeded my expectations. From start to finish, the entire process was stress-free, and I was kept informed every step of the way. Their professionalism, attention to detail, and consistent follow-ups showed how much they genuinely care about their clients—not just financially, but personally as well. They guided me through the entire process and made sure everything was handled properly. I’m extremely happy I chose this company and highly recommend them to anyone looking for reliable, top-tier service.”
Frequently Asked Questions
What are surplus funds?
Surplus funds are extra proceeds from a foreclosure or tax sale, belonging to the previous property owner if the sale price exceeded the owed amount.
How do I know if I have surplus funds?
Our team researches foreclosure and tax sale records to determine if you are entitled to surplus funds.
Is there a deadline to claim surplus funds?
Yes, most states impose a time limit for claiming surplus funds. Contact us immediately to avoid missing your opportunity.
How long does the claim process take?
Processing times vary but typically take a few weeks to several months, depending on the jurisdiction and legal requirements.
How much does it cost to recover surplus funds?
We work on a contingency basis, meaning you pay nothing unless we recover funds for you.
Can I recover surplus funds on my own?
Yes, but the legal process can be complex. Our team ensures compliance with all legal requirements to maximize your chances of success.
Who holds my surplus funds?
Surplus funds are typically held by government agencies or court-appointed trustees until claimed by the rightful owner.
Can heirs claim surplus funds?
Yes, heirs of a deceased property owner may be eligible to claim surplus funds with the proper legal documentation.
What if I moved after foreclosure?
Moving does not affect your right to surplus funds. We can help locate and recover funds regardless of your current location.
Can creditors claim my surplus funds?
In some cases, creditors may have a right to claim surplus funds, depending on outstanding debts or liens.
How do I start my claims process?
Contact our team for a free consultation. We’ll guide you through every step to ensure a successful claim.